Guides

There is no single “cheapest” pet insurance company, the same dog can be quoted $40/mo by one carrier and $75 by another, but there is a cheapest way to buy: configure the policy correctly and compare the identical profile across carriers. Accident-only coverage averages just $15.83/mo for dogs and $9.33/mo for cats (NAPHIA), and even…

Your deductible is the amount of covered veterinary costs you pay yourself before the insurer’s reimbursement starts. It is also one of the strongest levers on your premium: a $500 deductible policy costs meaningfully less per month than the identical policy at $100. This guide explains how deductibles actually work in pet insurance, including the…